Insurance for the Organisations That Give Back
We cut through the complexity, compare cover from specialist insurers, and personally vet the brokers we recommend — so your charity, sports club, or community group is properly protected.
Free Quote — No Obligation
Tell us about your organisation. Back within 1 business day.
29,208
Registered charities in NZ
charities.govt.nz
1.2M
NZ volunteers
giving their time
12+
Cover types
for every org type
6+
Specialist insurers
compared for you
We Do the Hard Work. You Focus on Your Mission.
Most charities and not-for-profits are underinsured. We make it easy to get the right cover — by comparing specialist insurers and matching you with brokers who actually know this sector.
We compare for you
We assess your organisation and compare policies from Chubb, AIG, Zurich, Berkley, and specialist charity underwriters — so you see options, not a single product pushed at you.
Brokers we personally know
Every broker we recommend has been personally vetted. These are advisors who specialise in the not-for-profit sector and understand what your organisation actually needs.
Plain English, always
We translate the insurance jargon. You'll know exactly what's covered, what's not, and what each policy means for your specific organisation.
Back within one business day
Tell us about your organisation and we'll come back with tailored options in plain English. No lengthy phone trees, no call centres, no hold music.
There when it matters
A broker who disappears after the sale is no broker at all. Our recommended brokers support you through claims — the only moment that really counts.
Typically saves money
Specialist charity insurers often price more competitively than generic commercial insurers. We find the most competitive rate without compromising cover quality.
Insurance for Every Type of Organisation
From a small sports club to a large charity trust — we cover the full spectrum of New Zealand's not-for-profit sector.
Registered Charities
With over 29,000 registered charities in New Zealand, the sector delivers vital services t...
Learn more →Sports Clubs & Associations
Sports clubs and associations operate with tight budgets, large volunteer teams, and signi...
Learn more →Churches & Religious Organisations
Churches and faith communities operate across a huge range of activities — worship, commun...
Learn more →Community Groups & Trusts
Community groups and trusts are the connective tissue of New Zealand society — from neighb...
Learn more →Schools & Education Boards
School boards of trustees, parent-teacher associations, and education-linked charitable tr...
Learn more →Aged Care & Retirement Organisations
Aged care charities, rest homes run by trusts, and not-for-profit retirement village opera...
Learn more →Social Services & Foodbanks
Foodbanks, budgeting services, women's refuges, community houses, and social service provi...
Learn more →Arts & Culture Organisations
Galleries, museums, theatre companies, orchestras, cultural trusts and iwi heritage organi...
Learn more →Cover Types for Charities & Not-for-Profits
From public liability to trustee protection, volunteer accident cover to cyber insurance — we match you with the covers your organisation actually needs.
Public Liability
Protects your organisation if someone is injured or their property is damaged as a result of your activities.
Trustee & D&O Liability
Protects individual trustees, board members, and committee members from personal financial loss arising from their governance role.
Volunteer Personal Accident
Supplements ACC for volunteers — providing better income replacement and meaningful death benefits based on real-world earnings.
Professional Indemnity
Covers claims arising from errors, omissions, or negligence in professional services delivered by your organisation.
Employers Liability
Covers claims from employees for work-related harm not captured by ACC — an essential gap-filler for any organisation with paid staff.
Statutory Liability
Covers prosecution costs and fines under legislation like the Health and Safety at Work Act, Privacy Act, and Charities Act.
Charitable Status Does Not Protect Your Trustees
Being a registered charity does not shield individual trustees, board members, or committee members from personal liability. Under the Incorporated Societies Act 2022, officer duties are now explicit — and enforceable.
Trustee Liability (D&O) insurance protects the people who give their time to govern your organisation. Without it, they fund their own legal defence.
Learn About Trustee Cover →Common situations trustees need cover:
An employee files a personal grievance — and names the chair personally
Charities Services investigates a compliance issue with a trustee
A grant funder alleges money was misapplied by the board
A volunteer is seriously injured — Worksafe names the trustees
A governance decision is challenged by a disgruntled member
Resources for NZ Charities & NFPs
View all →
Are Your Trustees Personally Liable? What Every NZ Charity Should Know
7 min read · April 2026
What ACC Doesn't Cover for Your Volunteers — and Why You Need Voluntary Workers Insurance
6 min read · April 2026
The Incorporated Societies Act 2022: What It Means for Your Insurance
8 min read · April 2026
Let's Sort Your Cover
Tell us about your organisation. We'll compare specialist insurers and connect you with a broker we personally know and trust — back within one business day.