Charity Event Insurance
Fundraising events — galas, fun runs, auctions, concerts, tournaments, and community fairs — are central to many charities' revenue models, but they carry material financial and liability risks that standard annual policies may not fully address. Event-specific insurance, or a charity public liability policy with comprehensive event extensions, ensures that cancellation losses, third-party injury claims, equipment damage, and personal accident exposures are all accounted for before your event opens its doors. The last thing any organiser needs after a successful fundraiser is an uninsured claim eroding the proceeds.
- Registered Financial Service Providers
- Multiple Insurers Compared
- Charity Sector Specialists
- No Cost to Compare
Key Coverage Points
What your policy needs to address for this type of organisation and risk profile.
- 1
Event cancellation and postponement cover for adverse weather, venue failure, or key person unavailability
- 2
Public liability for event attendees, performers, contractors, and the general public
- 3
Equipment and hired property cover for staging, audio-visual gear, and catering equipment
- 4
Personal accident cover for event volunteers and staff
- 5
Prize indemnity insurance for hole-in-one competitions, raffles, and prize draws
- 6
Liquor liability extensions for events where alcohol is served
What Matters Most for This Risk
Event cancellation cover is often overlooked until it is too late. For a charity whose annual gala raises a significant portion of its operating budget, cancellation due to a severe weather event, venue damage, or a key performer pulling out can represent a devastating financial blow — particularly when non-refundable deposits, venue hire fees, and marketing costs have already been committed. Event cancellation policies reimburse these sunk costs and, where applicable, can also cover the projected net revenue that the event was expected to generate. Given that most policies require purchase well in advance of the event date, early arrangement is critical.
Why Use charityinsurance.co.nz?
charityinsurance.co.nz works with brokers who can arrange single-event policies for one-off occasions or annual event programmes that cover all events within a 12-month schedule under a single premium. Either way, our specialists work around your event calendar, not the other way around. Get a Quote at least four weeks before your event to allow adequate time for underwriting.
Our Broker Panel
- Registered Financial Service Providers on the FSPR
- Access to all major charity insurance underwriters
- Specialist not-for-profit sector expertise
- No additional cost to your organisation for comparison
- One form — multiple quotes, one business day
Insurance by Organisation Type
Explore insurance information specific to the type of organisation you run.
Not sure which cover fits your organisation?
Our panel of Registered Financial Service Providers will assess your risk profile and recommend the right cover. No obligation, no jargon — just clear specialist advice.