Are Your Trustees Personally Liable? What Every NZ Charity Should Know
Charitable status is not a legal shield. Trustees and committee members can face personal financial exposure for governance decisions — and most don't know it until something goes wrong.
What ACC Doesn't Cover for Your Volunteers — and Why You Need Voluntary Workers Insurance
ACC handles most workplace injuries in NZ — but it has real gaps for volunteers. If you're relying solely on ACC to protect your voluntary workforce, you may be leaving people exposed.
The Incorporated Societies Act 2022: What It Means for Your Insurance
The Incorporated Societies Act 2022 introduced the most significant reform to NZ's community organisation law in over a century. Here's what changed, and why it affects your insurance programme.
Running a Charity Event? Here's What Your Public Liability Policy Needs to Cover
A charity gala, fun run, or community fair carries real public liability risk. Make sure your event is properly covered — because "it's for a good cause" won't pay a personal injury claim.
Your Charity Has Suffered a Privacy Breach. What Happens Next?
The Privacy Act 2020 requires charities to report serious breaches to the Privacy Commissioner. But what actually happens when donor or beneficiary data is compromised — and how does insurance help?
The Complete Guide to Insurance for NZ Sports Clubs
Sports clubs face a unique mix of public liability, volunteer, equipment, and governance risks. This guide covers everything you need to know about protecting your club — from junior grades to senior competitions.
Why Standard Insurance Doesn't Work for Churches — and What Does
Churches and faith communities conduct a far wider range of activities than a standard insurer expects. From counselling to food pantries, heritage buildings to childcare — here's how to get the right cover.
The Hidden Cost: Why Most Charity Buildings Are Underinsured
Construction costs have risen significantly in recent years. If your charity building's sum insured hasn't kept pace, you could face a massive shortfall in the event of a total loss. Here's how to check — and fix it.