Not for Profit Insurance
Not-for-profit organisations face unique risks that standard commercial policies rarely address well. From volunteer liability and property damage to trustee exposure and event cancellation, the breadth of cover your organisation needs depends on its size, activities, and governance structure. Our panel of Registered Financial Service Providers specialises in tailoring insurance solutions for charities, incorporated societies, community trusts, and every kind of mission-driven group.
- Registered Financial Service Providers
- Multiple Insurers Compared
- Charity Sector Specialists
- No Cost to Compare
Key Coverage Points
What your policy needs to address for this type of organisation and risk profile.
- 1
Public liability cover for activities involving members, volunteers, and the public
- 2
Trustees and Officers (D&O) protection covering governance decisions and statutory breaches
- 3
Property and contents cover for owned or leased premises and equipment
- 4
Employment practices liability for paid staff and volunteer management disputes
- 5
Cyber liability cover as charities increasingly handle donor and beneficiary data
- 6
Fidelity/crime cover protecting against internal theft or fraud
What Matters Most for This Risk
Public liability is the single most important starting point for most not-for-profit organisations. Whether you run a community drop-in centre, coordinate volunteers at outdoor events, or provide social services in clients' homes, a liability claim can easily exceed $1 million once legal costs are included. Many funders and venue hirers now require a current certificate of currency before approving grants or booking agreements, making adequate public liability cover both a financial safeguard and a practical operational necessity.
Why Use charityinsurance.co.nz?
charityinsurance.co.nz connects not-for-profit organisations with brokers who understand the sector inside out — from Charities Act obligations to Incorporated Societies Act re-registration requirements. We compare cover across the market so you get the right policy at a competitive premium, without wading through generic commercial product disclosures. Get a Quote and a specialist will be in touch within one business day.
Our Broker Panel
- Registered Financial Service Providers on the FSPR
- Access to all major charity insurance underwriters
- Specialist not-for-profit sector expertise
- No additional cost to your organisation for comparison
- One form — multiple quotes, one business day
Insurance by Organisation Type
Explore insurance information specific to the type of organisation you run.
Not sure which cover fits your organisation?
Our panel of Registered Financial Service Providers will assess your risk profile and recommend the right cover. No obligation, no jargon — just clear specialist advice.